Insurance is not as simple as paying the bill and ticking a few boxes. Desmond Hughes has written an article on the types of insurance issues faced by residents; expatriates; tourists in the Kingdom of Thailand with some examples of the types of situations and what might happen in practice deepening on the type of insurance cover in place at the time of an incident.
This article was published in the Window on Phuket, an Image Asia publication which covers the real issues of interest to the community of Phuket: